Money Train 2 Slot Review (2026): RTP, Max Win & Money Cart Bonus

Spend ten minutes watching this game’s Money Cart grow and the point of the sequel becomes obvious. Money Train 2 took Relax Gaming’s original bonus and gave it room to escalate: a Golden Bonus paying up to 200x, a Sniper that doubles targets, a Necromancer that revives symbols already used, and a grid that can stretch from 5×4 out to a full 7×4 before the round is done. Released on 2 September 2020, it runs a 96.40% RTP against a 50,000x cap — two and a half times the ceiling of the original Money Train — and it’s still listed in the lobby at Relax Gaming casinos today.

Money Train 2 intro: Money Cart bonus round, win up to 50,000x and the Re-Spin feature
Money Train 2 intro: Money Cart bonus round, win up to 50,000x and the Re-Spin feature

Key facts

Detail Money Train 2
Provider Relax Gaming
Release 2 September 2020
Grid / paylines 5×4, expanding to 7×4 in the bonus, 40 fixed paylines
RTP 96.40% (98.00% with bonus buy)
Volatility High
Hit frequency 19.55%
Max win 50,000x
Bet range 0.10–20 per spin
Bonus buy 100x stake
Theme Steampunk wild west

How the base game works

The base game carries a wild alongside a respin feature unique to this entry in the series: two scatters trigger a set of standalone respins, and every non-winning respin in that set adds +1 to a running multiplier until a win finally lands. It’s a smaller-scale rehearsal for what the Money Cart does with persistent symbols later on, and it means two scatters are worth watching even on spins that don’t lead anywhere near the main bonus.

Money Train 2 base game with three Bonus scatters on the reels
Money Train 2 base game with three Bonus scatters on the reels

The paytable keeps the stacked-and-wild structure the series started with, so regular symbols still pay the way they always have in the base game — the difference in Money Train 2 shows up once three or more scatters land instead of two. Two scatters and a growing respin multiplier are a consolation prize by comparison; three is where the game actually opens up.

Money Train 2 paytable: high-paying character symbols
Money Train 2 paytable: high-paying character symbols

The Money Cart bonus in Money Train 2

Three or more scatters open the Money Cart with three respins on the clock, and this is where the sequel earns its reputation: filling a reel completely opens another one alongside it, up to two extra reels beyond the starting 5×4 grid, and filling the entire resulting 7×4 board adds a flat +500x on top of everything already collected.

Money Train 2 Money Cart bonus: Persistent Payer and a Collector at x14, total x26
Money Train 2 Money Cart bonus: Persistent Payer and a Collector at x14, total x26

The special symbols carry more range than the original game’s three:

Symbol What it does Persistent version
Bonus Carries a cash value of 1–10x the stake
Golden Bonus Carries a cash value of 20–200x the stake
Payer Adds its value to every symbol currently visible in the cart Persistent Payer
Collector Collects the value of every symbol currently in the cart Persistent Collector
Collector-Payer Combines the Payer and Collector effects in a single symbol
Sniper Doubles the value of 3–8 target symbols on the board Persistent Sniper
Necromancer Brings back between 1 and 6 symbols already used earlier in the round
Reset Plus Adds one extra spin to the starting respin count

Persistent Sniper is the one worth learning to spot: once it locks in, every symbol it doubles stays doubled for the rest of the round, which is a large part of why a fully grown 7×4 cart can outgrow anything the original Money Train produces. Our full glossary of Money Cart symbols explains how Sniper, Necromancer and the rest behave differently from one Money Train game to the next.

Bonus buy

Money Train 2’s bonus buy costs 100x the stake for direct entry into the Money Cart, a flat single option rather than the tiered menus later entries in the series introduced. Buying in spends a hundred times your stake in one go, which reaches the feature far faster than playing it out through ordinary spins, and that’s reflected in the bonus-buy RTP of 98.00% against the base game’s 96.40% — the higher figure prices in the certainty of arriving at the bonus, not any advantage for the player. There’s no starting bonus symbol or persistent placement bundled into that 100x either, unlike the pricier tiers later entries would introduce — you land in the same three-respin round a natural trigger would give you, nothing more. Our breakdown of every bonus buy price in the series has how that 100x compares with the original game’s 80x and the four-tier pricing Money Train 3 introduced next.

Max win and volatility

Fifty thousand times the stake is the ceiling, and reaching it needs a 7×4 Money Cart loaded with persistent Sniper and Collector symbols plus the +500x full-grid bonus on top of everything else collected. A mega-win screen from testing this game once showed 58x on the stake — a strong result, but nowhere near that ceiling, and a fair illustration of the gap between an ordinary good session and the maths model’s actual maximum.

Money Train 2 Mega Win screen: 116.00 at a 2.00 stake (x58)
Money Train 2 Mega Win screen: 116.00 at a 2.00 stake (x58)

Hit frequency sits at 19.55%, only marginally higher than the original game’s, so the extra ceiling comes from what the bonus can do once triggered rather than from triggering it more often. That combination — a full 7×4 grid with several persistent specials all active together — sits among the rarest outcomes the maths model produces, not something any session should be planned around. Our max win guide sets this game’s 50,000x alongside the rest of the line-up, and the RTP guide covers how that relates to the 96.40% long-run average.

Money Train 2 vs the rest of the series

Next to the original Money Train, the jump is obvious in every direction that matters: the special-symbol list roughly doubles once Golden Bonus, Sniper, Necromancer and the rest join Payer and Collector, the grid stops being fixed at 5×4, and the cap more than doubles, from 20,000x to 50,000x. That’s the comparison this game’s own history is built on — Money Train came first and kept things simple; this one is what happened when Relax Gaming asked what the same idea could do with room to grow. Money Train 3 pushed the ceiling and the bonus-buy menu further again two years later, and our full series comparison covers exactly how Money Train 3 stacks up, alongside every other pairing across all six games.

Verdict

Money Train 2 earns 8.5/10 from me: the Golden Bonus, the Sniper and the +500x full-grid bonus give the round genuine escalation the original game never had, and the base-game respin multiplier is a clever touch most players won’t fully notice until they’ve triggered it a few times. The only real mark against it is the flat 100x bonus buy, which offers no way to tune variance the way Money Train 3’s four tiers later would. Even so, it remains the entry that showed how far the Money Cart format could scale.

Play Money Train 2 demo

Money Train 2’s demo uses the same maths model as the real-money version, just with play credit instead of a deposit, so it’s the best way to see the grid actually expand before risking anything. Try the Money Train 2 demo and pay attention to how often the base-game respin multiplier climbs before a genuine three-scatter trigger shows up, or start from the Money Train series hub if you want to weigh it up against the other five games first.

FAQ

When was Money Train 2 released?

2 September 2020, a little over a year after the original Money Train.

What is Money Train 2’s RTP?

96.40% in the base game, or 98.00% if the bonus feature is bought outright — both long-run theoretical averages rather than a promise for any individual session.

What is Money Train 2’s max win?

Fifty thousand times the stake, capped at that level only after the grid has grown to a full 7×4 board with persistent Sniper and Collector symbols still active — volatility this high makes that combination rare rather than routine.

How much does the Money Train 2 bonus buy cost?

The buy-in price is 100x the stake, which sends you straight into the Money Cart without playing the base game first.

Can I play Money Train 2 for free?

Yes. Look for the free-play version, which mirrors the real-money maths model exactly and typically needs no account or registration to load.

Does Money Train 2 have a wild symbol?

Yes, though the details available don’t go beyond confirming it’s part of the base game alongside the respin feature — no specific appearance or payout figures to report here.

What makes a symbol “persistent” in Money Train 2?

Persistence carries a symbol through to the end of the current Money Cart round instead of clearing after one respin — a Persistent Sniper, for instance, keeps doubling new targets for as long as the round continues. The symbols glossary breaks down which symbols can go persistent in each game.

Is Money Train 2 available on mobile?

Mobile compatibility isn’t something confirmed with specifics here, so treat the demo as the test: load it on a phone first, and if Money Train 2 runs smoothly there, the real-money version at that casino will too.

Where to play Money Train slots — the series is listed at 1win and VAVADA. Try the demo first. Availability of Relax Gaming titles depends on your country and the casino’s licence.

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