Money Train Origins Dream Drop is Relax Gaming’s 2023 return to the setting that started the Money Train series: the same 5×4, 40-line wild-west format the 2019 original used, now wired into Relax’s own Dream Drop progressive jackpot network. It’s the only Money Train title where a session can pay out through the familiar Money Cart bonus or through a separate pick-and-click jackpot round, and the RTP trade-off between the two versions is worth understanding before either gets a real stake.
Key facts
| Detail | Money Train Origins Dream Drop |
|---|---|
| Provider | Relax Gaming |
| Release | June 2023 |
| Grid / paylines | 5×4, 40 fixed lines |
| RTP | 94.00% (Dream Drop) or 96.11% non-jackpot (96.50% buy) |
| Volatility | High |
| Hit frequency | 18.35% |
| Max win | 10,000x, plus Dream Drop jackpots |
| Bet range | 0.20–100 per spin |
| Bonus buy | 80x (non-Dream-Drop version only) |
| Theme | Classic wild west |
How the base game works
Origins plays on the same 5×4 grid and 40 fixed lines the series inherited from 2019, with a golden revolver as the wild: three, four or five on a line pay 0.8x, 4x and 20x. Three or more bonus symbols send the game into the Money Cart. Alongside the base game runs a second, separate counter — a jackpot panel tracking Dream Drop symbols as they land.
That panel is what makes this paytable worth reading twice: land twenty Dream Drop symbols and the grid fills to open a standalone pick-and-click bonus, independent of the Money Cart. Two systems run on the same reels, and only one shows up in the paytable as you’d expect.
The Money Cart bonus in Money Train Origins Dream Drop
Three or more bonus symbols lock the reels into a Money Cart round built on three respins, resetting whenever a new special symbol lands — the same shell the 2019 original introduced. Origins adds two roles that didn’t exist back then, Banker and Healer, alongside the returning Collector and Payer and their persistent forms.
Special symbols in Money Train Origins Dream Drop
| Symbol | What it does | Persistent version |
|---|---|---|
| Collector | Collects the value of every bonus symbol on the grid | Yes |
| Payer | Adds its own value to every symbol currently visible | Yes |
| Banker | Added for Origins; no separate mechanic is published beyond the name | Not specified |
| Healer | Added for Origins; no separate mechanic is published beyond the name | Not specified |
Banker and Healer are the honest gap here: both are confirmed additions, with no published description of what either contributes. A completely filled Money Cart — all 28 positions carrying value — pays a flat 1,000x on top of whatever the specials have already built. The Money Cart symbol glossary covers Collector and Payer across the rest of the series.
Bonus buy
| Price | What it buys |
|---|---|
| 80x | Standard Money Cart entry — non-Dream-Drop version only |
The buy option only exists in the version running without Dream Drop jackpots — switch the jackpot network on and there’s no way to pay into the bonus; it has to land naturally, from three or more bonus symbols. Where offered, 80x converts a stake straight into a Money Cart round rather than waiting on a natural trigger, which is worth weighing honestly: a bonus buy spends a balance many times faster than base-game spins do, changing a session’s pace far more than its long-run return. The bonus buy guide lines this price up against every other option in the series.
Max win and volatility
The 10,000x Money Cart cap
Outside the jackpots, Origins caps at 10,000x the stake — around a fifteenth of Money Train 4’s series-record ceiling, and reached on roughly one spin in seven million. High volatility makes the gap between an ordinary Money Cart round and that ceiling enormous, so treat 10,000x as the outer edge of the model, not a session target.
The Dream Drop jackpot network
Land twenty Dream Drop symbols and the grid fills to launch a separate pick-and-click round; matching three symbols from the same tier awards that tier outright. Five tiers sit behind it, each seeded at a fixed value:
| Tier | Seed value |
|---|---|
| Rapid | €1 |
| Midi | €5 |
| Maxi | €100 |
| Major | €25,000 |
| Mega | €500,000 |
That’s exactly why the Dream Drop version’s RTP runs lower than almost anything else in the series — 94.00% against 96.11% for the non-jackpot build — because 12% of that figure is diverted to fund the pool rather than paid out through spins and Money Cart rounds. Buy the bonus in the non-jackpot version and RTP rises again, to 96.50%, but the five tiers disappear entirely. Our RTP guide sets both versions against the rest of the series.
The network’s own summary screens put scale on what that funding produces: one logged during research cited 294 millionaires made across the games sharing the pool, including a €1,999,999.99 Mega hit on 3 July 2026.
Origins is one of several Relax titles drawing on that same pool, worth remembering before treating any session’s odds as specific to this game’s reels alone. Our max win guide covers every ceiling in the series, jackpots included.
Money Train Origins Dream Drop vs the rest of the series
| Detail | Money Train (2019) | Money Train Origins Dream Drop |
|---|---|---|
| Release | Summer 2019 | June 2023 |
| RTP | 96.20% (98.00% buy) | 96.11% non-jackpot (96.50% buy) / 94.00% Dream Drop |
| Max win | 20,000x | 10,000x, plus Dream Drop jackpots |
| Bet range | From around 0.10–0.20 up to 25–50, depending on the casino | 0.20–100 |
| Special symbols | Payer, Collector, Widener, Tumbleweed | Payer, Collector, Banker, Healer |
Origins keeps the format that made the 2019 original work — the same grid, lines and wild-west setting — while trading half that game’s flat 20,000x ceiling for a jackpot network the original never had. Widener, which used to open an extra reel in the 2019 game, is gone from this Money Cart, replaced by Banker and Healer. Which version suits a player comes down to whether progressive jackpots matter more than a higher flat ceiling — our series comparison weighs that choice against every other entry.
Verdict
This one scored 9/10 in review on release; I’d mark it a couple of points lower, at 7 — the gap comes down to what the lower flat cap actually buys. Judged purely as a Money Cart game, Origins gives up half the 2019 original’s ceiling for a shot that is never certain and may never arrive in a single session — even its full-grid bonus, a flat 1,000x, sits well behind what most sequels produce alone. What earns credit back is the honesty of the trade: Relax prices jackpot access plainly into a lower RTP rather than hiding the cost, and the plainer 96.11% version sits right there for anyone who’d rather skip it. Treat it as two products under one name, and both come out fair.
Play Money Train Origins Dream Drop demo
The demo runs on play money but keeps the same jackpot panel and Money Cart maths as the real-money version, making it the honest way to watch the pick-and-click bonus trigger before any real stake is involved — demo credit fills the panel exactly as real money would, but can’t pay out an actual jackpot. Try the Money Train Origins demo and check the information screen to see which RTP version has loaded before switching to real stakes.
FAQ
When was Money Train Origins Dream Drop released?
June 2023 — Relax Gaming’s return to the wild-west setting the series started with in 2019.
What is the RTP of Money Train Origins Dream Drop?
94.00% in the Dream Drop version, where 12% of that figure funds the progressive jackpot pool, or 96.11% (96.50% with the bonus bought) in the version without jackpots.
What is the max win in Money Train Origins Dream Drop?
10,000x from the base game and Money Cart, separate from whatever the five Dream Drop jackpots are worth when one triggers.
How much does the Money Train Origins Dream Drop bonus buy cost?
80x, and only in the non-Dream-Drop version — the jackpot-linked build doesn’t offer a buy option at all.
What are the five Dream Drop jackpot tiers?
Rapid, Midi, Maxi, Major and Mega, seeded at €1, €5, €100, €25,000 and €500,000 respectively.
What are Banker and Healer?
Two special symbols added for Origins’ Money Cart bonus. Relax hasn’t published what either does beyond confirming they’re new to the game.
How often does the Money Cart bonus trigger?
Roughly once every 243 spins — separate from how often the Dream Drop jackpot panel fills.
Can I play Money Train Origins Dream Drop for free?
Yes, in demo mode. The jackpot panel fills as it would with real money, but demo play uses no real stakes, so it can’t pay out an actual jackpot. See where to play Money Train slots for lobbies carrying the real-money version.
Where to play Money Train slots — the series is listed at 1win and VAVADA. Try the demo first. Availability of Relax Gaming titles depends on your country and the casino’s licence.
Affiliate disclosure. moneytrains.net contains affiliate links. If you sign up at a casino through our links we may receive a commission. This does not change our ratings, and it never costs you anything extra. We are not a casino and we do not operate any games.
18+ only. Play responsibly. Slots are entertainment with a built-in house edge: the RTP figures on this page are long-run averages, and no session, bonus buy or strategy changes them in your favour. Set a budget and a time limit before you play, never chase losses, and never gamble with money you need. If gambling stops being fun, free and confidential help is available: BeGambleAware (begambleaware.org), GamCare (gamcare.org.uk, 0808 8020 133), Gamblers Anonymous (gamblersanonymous.org). More on our responsible gambling page.