Money Train 5 Slot Review (2026): RTP, Max Win & Money Cart Bonus

Money Train 5, the newest game in the Money Train series, is due on 24 September 2026, and this review runs on the pre-release demo build Relax Gaming has already shown players — treat it as a first look, revised once the finished game locks in its numbers on release day. The changes from Money Train 4 are substantial: paylines and a wild return after the last game dropped both, the flat cap gives way to a Standard/Ultra Mode split reaching as high as 100,000x, and the Money Cart bonus is rebuilt around a train moving through twenty numbered stations instead of a growing hold-and-win grid.

Money Train 5 intro screen: Enable Ultra Mode — win up to 100,000x
Money Train 5 intro screen: Enable Ultra Mode — win up to 100,000x

Key facts

Detail Money Train 5
Provider Relax Gaming
Release 24 September 2026
Grid / paylines 5×4, 40 fixed lines (grows to 5 rows in the free spins round)
RTP 96.10% (94.00% / 92.00% / 90.00% / 86.00% versions also exist)
Volatility High
Hit frequency 19.57%
Max win 50,000x Standard Mode / 100,000x Ultra Mode
Bet range 0.10–20 per spin (Standard); capped at 10 in Ultra Mode
Bonus buy Super Charge, 10x–2,000x
Theme Post-apocalyptic

How the base game works

Money Train 5 swaps the futuristic and wild-west looks of earlier entries for a post-apocalyptic setting: a gas mask stands in as the wild, and a copper orb is the bonus symbol that opens the free spins round.

Money Train 5 (Relax Gaming) cover art with the three bandits
Money Train 5 (Relax Gaming) cover art with the three bandits

Four suit symbols pay 3.5x–5x for five of a kind, and four character symbols pay 8x–20x — an ordinary paytable spread. What isn’t ordinary is Nuclear Wild: targeting reticles place five bombs across the reels, and any bomb landing inside a winning combination detonates its reel fully wild.

Money Train 5 game rules: the Nuclear Wild feature
Money Train 5 game rules: the Nuclear Wild feature

Standard Mode vs Ultra Mode

Before the first spin, Money Train 5 asks for a mode choice: Standard keeps the 0.10–20 bet range for a 50,000x ceiling; Ultra doubles that to 100,000x but locks the maximum bet at 10 — a higher cap traded for less flexibility, not a free upgrade.

Money Train 5 base game: three Bonus symbols land; Enhanced Spin and Ultra mode switches on the left
Money Train 5 base game: three Bonus symbols land; Enhanced Spin and Ultra mode switches on the left

Three or more bonus symbols trigger the free spins round in either mode, and Enhanced Spins — covered under bonus buy below — raises the bet by 50% for double the chance of that landing.

Money Train 5 paytable: character symbols paying 20x–40x for five of a kind
Money Train 5 paytable: character symbols paying 20x–40x for five of a kind

The full paytable is worth a look first: none of the suit or character values reach far into double figures alone, since this game’s size comes from the free spins round, not the base paytable.

The Money Cart bonus in Money Train 5

Money Train 5 recasts the Money Cart as a journey rather than a countdown: three or more bonus symbols start the reels moving through twenty numbered stations, shifting the grid right to left as the train advances, with a new mechanic unlocking at each stop.

Money Train 5 bonus round triggered: the Tickets & Stations screen
Money Train 5 bonus round triggered: the Tickets & Stations screen

Station unlocks

Station What unlocks
5 Persistent versions of special symbols become active
10 An additional row is added to the grid
15 Bomber and Pyromancer become active
20 Permanent Payer becomes active

Tickets landing along the way show how many stations the reels are about to advance; Ticket Master, one of the round’s own specials, adds its accumulated total across every symbol on the grid instead of paying once and moving on.

Money Train 5 free spins in progress: the station track at the bottom, 3 spins left
Money Train 5 free spins in progress: the station track at the bottom, 3 spins left

Special symbols in Money Train 5

Symbol What it does Persistent version
Bonus Triggers the free spins round when three or more land
Absorber Removes ordinary bonus symbols from the grid
Arms Dealer Converts ordinary bonus symbols into special symbols Yes
Collector Collects the value of every bonus symbol on the grid Yes
Collector Payer Combines the Collector and Payer roles in one symbol Yes
Ticket Master Adds its accumulated total to every symbol on the grid
Necromancer Brings back special symbols already used earlier in the round Yes
Payer Adds its own value to every symbol currently visible Yes
Sniper Targets symbols on the grid and multiplies their value Yes
Bomber Active from station 15; no distinct mechanic is published beyond the name Yes
Pyromancer Active from station 15; no distinct mechanic is published
Permanent Payer Active from station 20; named separately from Payer’s own persistent version
Money Train 5 game rules: special symbols from Absorber and Arms Dealer to Sniper
Money Train 5 game rules: special symbols from Absorber and Arms Dealer to Sniper

Twelve special symbols is a step back from Money Train 4’s 23. Bomber and Pyromancer are the honest gap here: both are confirmed new, both unlock partway through the station run, and Relax hasn’t published what either does beyond the name. The Money Cart symbol glossary tracks every symbol across all six games as more detail arrives.

Bonus buy

Super Charge spreads the buy-in across six tiers instead of one flat price:

Price What it buys
10x Bonus Reels
25x Ultra Bonus Reels
100x Free Spins
250x Ultra Free Spins
500x Super Free Spins
2,000x Ultra Super Free Spins
Money Train 5 Super Charge splash screen
Money Train 5 Super Charge splash screen

Each “Ultra” tier costs well above its Standard counterpart — 25x against 10x, 250x against 100x, 2,000x against 500x — suggesting the pricier options buy straight into Ultra Mode; check the buy screen to confirm. Enhanced Spins, separately, raises the bet by 50% for double the natural bonus chance rather than buying entry outright; one published source lists it as a seventh, lower-priced line in the same menu, worth checking at your casino.

The usual honest maths applies: any price here spends a balance many times faster than reaching the round through ordinary spins, and changes how you get there, not what it pays out once inside. The bonus buy guide sets all six prices against every other game’s options.

Max win and volatility

50,000x Standard and 100,000x Ultra Mode are Money Train 5’s two ceilings, both reached by pushing the free spins round deep into its twenty stations while persistent specials — Collector, Payer and Sniper among them — compound value. Neither is a realistic session target: high volatility means long stretches with nothing from the round.

Money Train 5 Mega Win screen: 89.21 at a 2.00 stake
Money Train 5 Mega Win screen: 89.21 at a 2.00 stake

One recorded round’s win screen showed a total of 89.21 — a cash amount rather than a multiplier, since no stake is attached to it. Set against a 50,000x or 100,000x ceiling, it’s a reminder of how far a solid result usually sits from the maximum.

RTP runs at 96.10% by default, but versions at 94.00%, 92.00%, 90.00% and 86.00% also exist, and Relax leaves the choice to the operator. No bonus-trigger frequency has been published for this game, so 19.57% hit frequency is the clearest figure for how often anything pays back. Check the information screen before assuming these numbers apply to you — the RTP guide and max win guide set them against the rest of the series.

Money Train 5 vs the rest of the series

Game Release RTP Max win Grid Bonus buy
Money Train 4 20 September 2023 96.10% (96.50% buy); 94.00%/90.00% versions exist 150,000x 6×6, scatter pays 100x / 500x
Money Train 5 24 September 2026 96.10%; 94.00%/92.00%/90.00%/86.00% versions exist 50,000x Standard / 100,000x Ultra 5×4, 40 lines 10x–2,000x

What’s new vs Money Train 4

Feature Money Train 4 Money Train 5
Format 6×6 scatter pays, no paylines, no wild 5×4, 40 lines, wild restored
Base feature Sticky respin (~1 in 25 spins) Nuclear Wild — bombs explode into wild reels
Bonus structure Money Cart respins, grid grows by rows Station journey to stop 20, grid grows once
Special symbols 23 12
Bonus buy 100x / 500x Super Charge, six tiers, 10x–2,000x

Dropping from 23 special symbols to 12 signals the intent: rather than extending Money Train 4’s redesign, Money Train 5 pulls back toward the format every earlier entry used, wild and paylines included. The two sit back to back yet barely resemble each other — one counts scatters on a 6×6 board, the other runs 40 fixed lines with Nuclear Wild standing in for a normal wild. The series comparison weighs that reset against every entry in the series.

Verdict

Early review coverage lands at 9/10, calling it a return to form; from the pre-release demo build, I’d put it at 8, with a caveat none of the other five reviews need — everything here is subject to revision once Relax finalises the game for 24 September 2026. What already holds up is the redesign’s ambition: a wild that detonates whole reels and a free spins structure built around a moving train are ideas this series hasn’t tried before, and reviving paylines and the wild after Money Train 4’s scatter-pays experiment reads as a deliberate choice, not a retreat. It loses a point against Money Train 4 on scale alone — a 50,000x Standard cap is a third of that game’s record.

Play Money Train 5 demo

Where a lobby has the pre-release demo switched on, it is the way to see Nuclear Wild and the station journey on play money before 24 September 2026. Try the Money Train 5 demo, and check back here after launch for the updated review.

FAQ

When does Money Train 5 release?

24 September 2026 — this review runs on the pre-release demo build and will be updated once the finished game is live.

What is the RTP of Money Train 5?

96.10% by default pre-release, with 94.00%, 92.00%, 90.00% and 86.00% versions also available — the information screen confirms which is running.

What is the max win in Money Train 5?

50,000x in Standard Mode, rising to 100,000x in Ultra Mode, which caps the maximum bet at 10 instead of 20.

What is Ultra Mode?

A mode doubling the max win ceiling from 50,000x to 100,000x in exchange for a lower maximum bet.

How much does the Money Train 5 Super Charge menu cost?

Six tiers, 10x to 2,000x, plus Enhanced Spins — a 50% stake increase for double the natural bonus chance.

What is Nuclear Wild?

Targeting reticles place five bombs on the reels; any bomb landing inside a winning combination explodes into a full wild reel.

Can I play Money Train 5 for free before release?

Where a lobby has the pre-release demo switched on, yes — coverage isn’t universal before release day. See the free demo page for details.

Will these figures change after 24 September 2026?

Some could. This review runs on the pre-release demo build and will be updated with confirmed figures once Money Train 5 launches.

Where to play Money Train slots — the series is listed at 1win and VAVADA. Try the demo first. Availability of Relax Gaming titles depends on your country and the casino’s licence.

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